Build the Confidence to Quit with F U Money Patterns

15+ patterns and practices of personal finance you can use to gain the confidence to say F U to your job. It's not too late to take control of your money and live life on your own terms.
Build the Confidence to Quit with F U Money Patterns

Abstract

Growing up as the son of an immigrant, my family never discussed money openly. We never sat around the family computer and rebalanced our asset allocation on Christmas Eve. If you understood that sentence then this talk isn’t for you. It’s for everyone else. Even though I absorbed some frugal tendencies from my grandparents through osmosis, my perception of wealth remained skewed until my 30s when I finally stumbled on a financial framework that shifted my mindset.

In software, you use design patterns to solve repeatable problems and refactor for long-term maintainability and quality. Similarly, financial design patterns can help you refactor your finances for long-term happiness. These patterns and practices have enabled me to work less, take summers off, slow travel, and spend time with family, without sacrificing our financial future. Since you can’t just git clone my life (it only runs on my machine), I developed this talk as a boilerplate. It contains everything you need to know to begin refactoring your finances and building the life you deserve–on your own terms.

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What People Say 💖

Collected in session feedback. Yes, it's all of it.

Amazing and informative talk! Thank you for sharing your experience!
Financial Independence is the most important topic of this conference in my opinion. Great information for any person with life changing benefits if you look at it seriously. I'm very glad to see this was the path the speaker ended up on and hopefully this talk has helped to spread the word to others as well. Great personal story!
Excellent presentation and storytelling!
Excellent talk!
Fun, inspiring, and entertaining!
Great combo of personal finance and a touch of programming thrown in!
Great life skill presentation. Loved having a non-tech topic.
More of this!
Polished content, great slides.
Very good public speaker! A good topic that a bit of devs don't know, even though it's not a strictly technical talk.
Very prepared & polished - good story-based presentation.
Well-presented, practiced, engaging and good info.
Some good advice, some not as relevant. Interesting trade-offs. Great slides and well-prepared presentation.

Events

I've given this talk at the following events:

MDC 2022: Money is Undefined: Design Patterns to Refactor Your Financial Life (June 22, 2022)
Abstract Growing up as the son of an immigrant, my family never discussed money openly. We never sat around the family computer and rebalanced our asset allocation on Christmas Eve. If you understood that sentence then this talk isn’t for you. It’s for everyone else. Even though I
KamranicusKamran Ayub
MDC 2021: Money is Undefined or Not an Object (May 4, 2021)
MDC 2021 | Minnesota Developers ConferenceMinnesota Developers ConferenceAbstractI was financially illiterate. I was making a six-figure income but didn’t understand how to manage it until 9 years into my career. No one ever explained it to me plainly. No one told me that if I saved half my income o…
KamranicusKamran Ayub

Resources

Looking for the links and resources from a recent talk? I've included anything I mentioned and more.

Some of these links are affiliate links and at no additional cost to you, I may receive commissions if you purchase through them.

Podcasts

There are many personal finance podcasts to choose from but these are ones I listen to.

Check out Financial Podcasts Hosted or Co-hosted by Women and the Top 5 Black-Owned Podcasts as well!

YouTube Channels

Blogs

These are some of the highest impact blogs I've read.

Finance Books

I've read these books and I'd recommend them if you're interested in diving deeper into personal finance.

Lifestyle, Productivity, Self Development Books

Separate from finance but equally important, these books helped change some of my mindset around getting things done and figuring out what's important to me.

Articles

These are articles I reference during the talk, many of them are commonly cited in the financial independence community.

Tools

Non-Profits

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